walletquest-privacy

Wallet Quest Privacy Policy

Last updated: 2026-06-28

Wallet Quest (“Wallet Quest”, “we”, “us”) is an educational money-habit app that helps you practice small saving and spending decisions through simple daily quests. This policy explains what data the app processes, how it is used, and the choices you have.

Wallet Quest is an educational habit tool. It does not provide financial, investment, tax, legal, banking, credit, or professional advice.

Summary (plain English)

Local-first money habit tracking: Wallet Quest stores your app progress, preferences, goals, streaks, and logged money wins locally on your device.
No bank connection: Wallet Quest does not connect to your bank, credit card, brokerage, or payment accounts.
Optional reminders: Wallet Quest asks for notification permission only if you choose to enable reminders. Reminders are local device notifications.
Basic analytics: Wallet Quest may use Firebase Analytics to understand app usage, improve the product, and diagnose issues. Analytics are not used for advertising or tracking across other apps.
Optional/legacy AI or account features: The current Wallet Quest money-habit experience does not require an account or AI. If any AI/account feature is enabled, it requires user action/consent before use.

Data Wallet Quest processes

1) App setup and preferences

Wallet Quest may process:

name or nickname you enter
preferred money focus, such as “Save More” or “Spend Less”
selected spending category, such as dining, delivery, shopping, subscriptions, coffee, entertainment, groceries, or other
weekly goal amount
savings goal name and amount
haptic feedback setting
reminder preference and reminder hour

Purpose: To personalize the app experience and generate appropriate daily quests.

Storage: Stored locally on your device unless you use an optional account-based feature.

2) Money habit records

Wallet Quest may process:

saved amounts you manually log
money you manually mark as “kept” or avoided
spending amounts you manually log
optional notes you type
dates/times of logged activity
quest completion history
XP, badges, streaks, coins, journey progress, and similar in-app progress data

Purpose: To show your progress, calculate streaks/goals, and make the app experience work.

Storage: Stored locally on your device by default.

3) Notifications

If you enable reminders, Wallet Quest requests notification permission through iOS and may schedule local reminders such as a daily or next-day “money win” reminder.

Purpose: To remind you to complete a small money habit.

Storage: Reminder settings are stored locally on your device. Notification permission is handled by iOS.

4) Analytics

Wallet Quest may log basic app events, such as onboarding started/completed, Today screen viewed, task started/completed, reminder enabled/disabled, and journey milestones.

Purpose: To understand feature usage, improve the app, and diagnose product issues.

Third-party service: Firebase Analytics may process analytics events. These events are not used for advertising or cross-app tracking by Wallet Quest.

5) Optional AI/account features

The current Wallet Quest money-habit experience starts without requiring an account or AI processing. The app code may also include optional or legacy account/AI features. If those features are enabled and you choose to use them, the app may process:

account sign-in information
financial planning answers you enter
action plan content
financial health score or related planning summaries
prompts sent to an AI model and model outputs

Purpose: To provide optional personalized planning or AI-generated content.

Consent: AI features require permission before sending user-entered content to the AI service.

What Wallet Quest does not collect

Wallet Quest does not connect to bank accounts.
Wallet Quest does not automatically import transactions.
Wallet Quest does not request contacts, photos, camera, microphone, speech recognition, or precise location.
Wallet Quest does not run ads.
Wallet Quest does not sell personal data.
Wallet Quest does not use data to track you across other apps or websites for advertising.

Third-party processing (and “same/equal protection”)

Wallet Quest may use the following third-party providers only to provide, maintain, or improve app functionality:

Apple iOS services: Notifications, haptics, app storage, and system-level permission controls.
Google Firebase: App configuration, analytics, and, if optional account features are enabled, authentication and cloud storage.
Google Gemini / Firebase AI Logic: Only if optional AI-powered features are enabled and you consent to AI processing.

Same/equal protection statement: Any third party that processes user data for Wallet Quest is expected to provide the same or equal protection of user data as stated in this policy and as required by Apple’s App Review Guidelines.

Data retention and deletion

On your device

Wallet Quest stores local app data on your device so the app can remember your progress.

You can delete local data by:

using Reset progress and onboarding inside the app, where available; or
deleting the app from your device.

Deleting the app removes locally stored Wallet Quest data from the device, subject to normal iOS backup/restore behavior.

Notifications

You can turn off reminders in Wallet Quest settings or in iOS notification settings. Turning reminders off cancels scheduled Wallet Quest reminders.

Firebase Analytics

If analytics are enabled, Firebase may retain analytics events according to Google/Firebase policies. Wallet Quest uses analytics only for product improvement and diagnostics, not advertising or tracking.

Optional account/cloud data

If you use optional account-based features, some data may be stored in Firebase/Firestore so it can support the feature. You may request deletion by contacting us. We will make a reasonable, good-faith effort to delete app-controlled cloud data associated with the account.

Optional Gemini AI processing

If optional AI features are enabled, text you submit to Gemini and Gemini’s output may be retained by Google for up to 55 days for abuse monitoring, per Gemini API policies. Wallet Quest cannot directly delete data retained by Google for abuse monitoring; please refer to Google’s policies for additional retention and deletion options.

You can revoke or avoid consent in these ways:

Local tracking: Stop entering money records or reset local progress.
Notifications: Turn off reminders in the app or disable Wallet Quest notifications in iOS Settings.
AI processing: Do not enable AI consent and do not use optional AI-powered flows.
Account/cloud features: Do not sign in or use account-based features if they are not needed.

Request deletion

You can delete local Wallet Quest data by resetting progress in the app or deleting the app.

For optional account/cloud data, contact us at the email below and request deletion. For data retained by Apple, Google, Firebase, or Gemini as part of their own processing, retention and deletion requests are governed by their respective policies.

Security

Wallet Quest is designed to minimize data use. The core money-habit experience stores progress locally and does not require bank connections. If optional cloud or AI features are used, data is transmitted over the network to the relevant service provider for the requested functionality.

Children’s privacy

Wallet Quest is not directed to children under 13. We do not knowingly collect personal information from children under 13.

Financial disclaimer

Wallet Quest provides educational habit support only. It is not a financial advisor, investment advisor, tax advisor, legal advisor, bank, lender, broker, or credit repair service. You are responsible for your own financial decisions. Consider consulting a qualified professional for financial, legal, tax, debt, investment, or credit decisions.

Changes to this policy

We may update this policy from time to time. The “Last updated” date above reflects the latest version.

Contact

If you have questions or requests about this policy, contact:

Email: Simon.Yam227@gmail.com